About Sai Samarpan Micro Credit

We believe that this word encompasses our objective of giving an impetus to the economically disadvantaged poor people to make a fresh start by utilising our loans for income generating activities and enabling sustainable socio-economic progress. It is also the first ISO certified microfinance company in India.

We provide access to financial solutions empowering our customers to transform their lives, their family’s future, and their community.


We realised that our customers use their homes as their basic production centres. For any entrepreneur, keeping their production centres or office space upgraded is a necessary condition for maintaining efficiency and productivity. Trust and personal service with flexibility has been held sacred at RECF and that is the reason all our finance schemes are focused towards common goal - meeting our client’s needs by designing a flexible product to meet the needs of our customers, by processing the loans swiftly, by providing loans that increases our customer’s household income or enhance their lives, and providing inclusive financing by working in overlooked geographies.

In the age of rapidly shifting technology and market requirements, we need also to evolve dynamically both in terms of technology and products. Failing to sense the changes in the structure of demand on the ground and responding to such a change leaves our customers underserved. Realising this we looked at the growth cycle of individual members of joint liability groups. This search led us to interesting results.


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Success Stories